Capital for the enginebehind the deal.
Seven business solutions — from term loans and lines of credit to payment processing, healthcare, and identity protection. Built for operators who treat their business like an asset.
Phoenix Business Funding
Multiple top funders. One 5-minute application.
Get your best funding options fast with our multi-funder platform — a single application that puts top funders in competition for your business, improving approval odds and repayment terms.
Apply Now- Funding from $10k to $2M
- 5-Minute Application
- Soft FICO Check Only
- Same-Day Funding Possible
- Add-On Funds at 50% Paid Off
- Meet or Beat Guarantee — $500 if we can't*
- · 4+ months in business
- · $15,000+ monthly sales
- · 550+ owner personal FICO
- · USA or Canada
CoreRate Preferred Funding
Lowest repayment rates in the industry, for top-performing businesses.
Smart funding for established businesses. Choose flexible pricing with 100% early-payoff interest waived, or our lowest rate with 25% interest savings on early payoff. Repayment as low as 1.15–1.25x vs. the industry's standard 1.26–1.5x.
Apply Now- Repayment Rate as Low as 1.15x
- 100% or 25% Early Payoff Discount
- Fast-Track Approvals & Funding in 1 Business Day
- Fixed Payments, Flexible Terms
- No Penalties for Early Payoff
- · 2+ years in business
- · $15,000+ monthly sales
- · 680+ FICO score
Instant Micro Funding
Same-day capital for smaller businesses and gig workers.
Get $300 to $20,000 today. Apply, link your bank in minutes, review your terms in seconds, and accept funding instantly — designed for newer businesses and gig workers who don't fit traditional underwriting.
Apply Now- $300 to $20,000
- Same-Day Funding
- Instant Approval
- No Collateral Required
- Payment History Earns You More
- No Fees to Apply
- · $3,000+ monthly bank revenue
- · 3+ months in business
Business Line of Credit
Revolving funds up to $150,000 — only pay interest on what you use.
When the banks can't help, we can. A revolving line of credit lets you draw funds as needed, repay weekly, and access those funds again as you pay back. Decisions in as fast as one hour with only a soft credit pull.
Apply Now- Revolving LOC up to $150,000
- Approval Decision in 1 Hour to 1 Business Day
- Soft Credit Pull Only
- Pay Interest Only on Drawn Funds
- Automatic Weekly Repayment
- Zero Penalties + Big Early-Payoff Savings
- · 2+ years in business
- · 680+ personal FICO
- · $20,000+ monthly revenue
- · USA only
Payment Processing · Dual Pricing
Turn your credit card processing fees into profit.
Shift card processing fees to the customer with a fully compliant dual-pricing system — just like gas stations have done for years. Present a cash price and a card price at checkout. Keep more of your revenue while customers stay informed and in control.
Apply Now- Net Zero Processing Fees
- Fully Compliant Nationwide
- Works With Most Existing Terminals
- Affordable Equipment if Needed
- Seamless Setup, Expert Support
- Standard Processing Available Too
- · In-person card-accepting businesses
- · Any US state
Healthcare
High-quality healthcare, up to 60% savings.
Affordable, high-quality healthcare on nationwide PPO networks — designed for self-employed and 1099 workers, but available for W2 too. Includes mental health (via Amaze), $0 telemedicine, low-cost prescriptions, and a care coordination team that finds you the best provider every time.
Apply Now- Save up to 60% vs. Traditional Plans
- Nationwide PPO Network
- $0 Telemedicine 24/7
- Mental Health Care Included
- Low-Cost Prescriptions ($0 Generics on Some Plans)
- Care Coordination Service
- Open Enrollment Any Time
- · Self-employed, 1099, and W2 eligible
DACProtect · ID Protection
24/7 identity protection with $1M reimbursement coverage.
Identity theft is now the #1 crime worldwide. DACProtect monitors your personal information around the clock, provides antivirus and fraud resolution support, and backs you with up to $1 million in reimbursement coverage — total peace of mind in a digital-first world.
Apply Now- 24/7 Identity & Credit Monitoring
- Antivirus Software Included
- Dedicated Fraud Resolution Support
- $1,000,000 Reimbursement Coverage
- Best-Value Pricing
- · Available to all individuals and business owners
Talk to a specialist.
One conversation, one application — we'll point you to the right product (or stack of products) for your business.